| Looking for affordable New Jersey car insurance but | | | | Uninsured/Underinsured Motorist Coverage |
| don't want to waste a lot of time shopping for | | | | Uninsured/underinsured motorist coverage pays for |
| quotes? Here's a brief explanation of insurance | | | | your medical bills if you're injured by an uninsured |
| coverages, how to save money on them, and how | | | | driver, an underinsured driver, or a hit-and-run driver. |
| to get affordable insurance quickly and easily. | | | | Comprehensive and Collision Coverage |
| Minimum New Jersey Car Insurance | | | | Comprehensive coverage pays for damage to your |
| New Jersey requires you to have three types of car | | | | car caused by theft, natural disasters, fire, or |
| insurance coverage: liability , personal injury | | | | vandalism. You can save money on this coverage by |
| protection, and uninsured/underinsured motorist | | | | raising your deductible (the amount you're required to |
| coverage. Comprehensive and collision coverage are | | | | pay on a claim before your insurance kicks in). |
| not required. | | | | Collision coverage pays for repairs to your car if you |
| Liability Coverage | | | | cause an accident. You can save money on this |
| Liability coverage pays for the other party's bodily | | | | coverage by raising your deductible. Raising it from |
| injury and property damage expenses when you | | | | $200 to $500 will save you up to 30% on your |
| cause an accident. It also covers your legal bills if | | | | premium. |
| you're sued. | | | | Compare Rates the Easy Way |
| If you don't have a lot of assets and you don't drive | | | | The only way to know if you're getting the best |
| a lot, you may want to stick with the minimum liability | | | | insurance rate for your situation is to compare rates |
| coverage which is: $15,000 bodily injury liability | | | | from different companies, and the easiest way to do |
| coverage for one person, $30,000 bodily injury | | | | that is to go to an insurance comparison website. It |
| coverage for all injuries, and $5,000 property damage | | | | only takes a few minutes, it's easy, and it's free. |
| liability coverage. However, if you do have a lot of | | | | Visit or click on the following link to get affordable |
| assets you'll want to get enough liability insurance to | | | | New Jersey car insurance quotes from top-rated |
| cover them in case you're sued. | | | | companies in your area and see how much you can |
| Personal Injury Protection | | | | save. You can get more car insurance tips by |
| Personal injury protection coverage pays for you and | | | | checking out their "Articles" section. |
| your passengers' medical bills if you have an accident | | | | The author, Brian Stevens, is a former insurance |
| in your car, someone else's car, or if you're walking. If | | | | agent and financial consultant who has written |
| you already have medical insurance then you only | | | | extensively on affordable New Jersey car insurance. |
| need to get the minimum amount of coverage. | | | | |